healthinsurance

Why Compare Medicare Drug Plans

Ritalin

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Part D Medicare made prescription drug coverage available to Medicare recipients. There are many part D plans and none are created by the government. Instead, the government approves private insurance companies to create a part D plan. Consequently, there are as many Medicare drug plans as there insurers. You need to compare plans to find the one that is the most cost-effective to you.

However, before we get into cost, you need to understand the drug formulary. The drug formulary is a list of drugs that the plans cover. The drugs in the formulary are covered at … Read the rest

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Health Insurance for Pregnant Women

Final weeks of pregnancy

Final weeks of pregnancy (Photo credit: storyvillegirl)

If you are pregnant it is important for you to have some type of good health insurance not only for you, but also for your baby. Today it costs approximately six thousand dollars if you have a deliver that is normal, but if you have to have a cesarean you can figure another five thousands dollars added to your bill. In addition, you may have other expenses for tests, lab work, and exams. To make sure that you do not to worry about a huge hospital bill after having a baby you should … Read the rest

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